Diane Richardson

Cell: 403-397-3706 |

Affordable Calgary Homes for Sale Under $500,000 Calgary Homes for Sale Under $500,000

Looking for Calgary homes for sale under $500,000? Discover an array of affordable properties in one of Canada’s most dynamic cities. In Calgary’s thriving real estate market, buyers can enjoy exceptional value without compromising on quality or convenience. Whether you are a first-time buyer, a savvy investor, or someone ready to downsize, affordable Calgary homes provide the perfect opportunity to secure a comfortable lifestyle in a vibrant community.

Our comprehensive listings showcase a variety of properties under $500,000, from cozy condos to charming single-family homes. Each listing is carefully selected for its prime location, modern amenities, and potential for future growth. Many of these homes are situated in family-friendly neighborhoods, close to top-rated schools, parks, shopping centers, and essential services. This makes owning a home not only a smart financial investment but also a gateway to enjoying Calgary’s exceptional quality of life.

By leveraging expert insights and in-depth market knowledge, you can confidently navigate the competitive Calgary market. Explore our selection today and let us help you find the ideal home that fits your budget and lifestyle, turning your dream of homeownership into a reality.

Contact Diane Richardson

Phone: 403.397.3706
Email: diane@mypadcalgary.com

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Get in Touch with Diane Richardson – Your Trusted Calgary Real Estate Professional

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  • 308 80 Carrington Plaza NW in Calgary: Carrington Apartment for sale : MLS®# A2247562

    308 80 Carrington Plaza NW Carrington Calgary T3P 1X6
    Main Photo: 308 80 Carrington Plaza NW in Calgary: Carrington Apartment for sale : MLS®# A2247562
    $359,900
    Residential
    Status:
    Active
    MLS® Num:
    A2247562
    Bedrooms:
    2
    Bathrooms:
    2
    Floor Area:
    838 sq. ft.
    Welcome to this beautifully appointed 2-bedroom, 2-bathroom condo nestled in the heart of Carrington, a thoughtfully designed home that blends style, functionality, and community living. Whether you’re a first-time buyer, downsizer, or investor, this bright and spacious unit offers a layout that just makes sense. Step inside to discover an open-concept floor plan filled with natural light and elevated by 9’ ceilings and luxury vinyl plank flooring throughout. The kitchen is a standout, featuring full-height cabinetry, sleek quartz countertops, stainless steel appliances, and a large island with seating, ideal for everything from weekday breakfasts to weekend entertaining. The living area flows seamlessly to your private balcony, where you can enjoy fresh air and quiet moments with your morning coffee or unwind after a long day. With a smart split-bedroom layout, privacy is prioritized, perfect for roommates, guests, or a dedicated home office. Both bedrooms are generously sized, with the primary suite offering a walk-through closet and a well-appointed ensuite bathroom. The second full bathroom and an oversized laundry/storage room add to the home’s everyday convenience. This unit also includes a titled parking stall, and for those looking for even more storage, optional storage cages may be available through the complex. Just outside your door, enjoy easy access to scenic parks, green spaces, and Carrington’s growing lineup of shops, cafes, and amenities. Plus, with quick connections to Stoney Trail and Deerfoot, commuting across Calgary is a breeze. Stylish, practical, and perfectly located, this Carrington condo is ready to welcome you home. Book your private showing today. More details
    Listed by Royal LePage Benchmark
    DIANE RICHARDSON
  • 3204 33 Carringham Gate NW in Calgary: Carrington Apartment for sale : MLS®# A2255040

    3204 33 Carringham Gate NW Carrington Calgary T3P 2H6
    Main Photo: 3204 33 Carringham Gate NW in Calgary: Carrington Apartment for sale : MLS®# A2255040
    $389,000
    Residential
    Status:
    Active
    MLS® Num:
    A2255040
    Bedrooms:
    2
    Bathrooms:
    2
    Floor Area:
    1,114 sq. ft.
    MODERN CORNER UNIT | 2 BED + 2 BATH | FULL-WIDTH BALCONY | UNDERGROUND PARKING I BUILT BY CEDARGLEN HUGE PRICE DECREASE FOR QUICK SALE Discover this bright, beautifully upgraded corner apartment unit offering the perfect blend of modern design, functionality, and unbeatable location. Built by renowned builder CEDARGLEN, this spacious 2-bedroom, 2-bathroom home delivers exceptional value for homeowners and investors alike. The thoughtfully designed floorplan features a HUGE OPEN-CONCEPT LIVING ROOM filled with natural light, creating a warm and inviting space to relax or entertain. Cozy up by the ELECTRIC FIREPLACE, or step out onto the FULL-WIDTH BALCONY—a rare and valuable extension of your living space—perfect for morning coffee, evening sunsets, or enjoying fresh air all year round. At the heart of the home is a SLEEK, MODERN KITCHEN equipped with STAINLESS STEEL APPLIANCES, QUARTZ COUNTERTOPS, and AMPLE CABINETRY. The DEDICATED DINING AREA comfortably accommodates family meals or intimate dinner parties, seamlessly connecting to the living space for a truly open feel. The PRIMARY BEDROOM SUITE offers privacy and comfort with a LARGE WALK-THROUGH CLOSET and a LUXURIOUS ENSUITE BATHROOM, featuring a DOUBLE VANITY, HIGH-END FIXTURES, and CONTEMPORARY FINISHES. The spacious second bedroom is ideal for guests, a roommate, or a home office setup, with easy access to the second full bathroom. Additional standout features include DURABLE LUXURY VINYL PLANK (LVP) FLOORING throughout, IN-UNIT LAUNDRY, ROUGH-IN FOR AIR CONDITIONING, and DEDICATED IN-SUITE STORAGE, adding convenience and functionality to everyday living. Located in a well-managed, modern building, this home places you within minutes of all key amenities: 1 MIN TO NO FRILLS & MCDONALD’S 2 MINS TO FRITOU CHICKEN 4 MINS TO THE FIRE STATION 5 MINS TO FRESHCO 5 MINS TO ELEMENTARY, MIDDLE & HIGH SCHOOLS 6 MINS TO SAVE-ON-FOODS Whether you’re a first-time buyer, downsizer, or investor looking for a high-demand rental property, this unit checks all the boxes: LOCATION, LAYOUT, LUXURY, AND LIFESTYLE. Don’t miss your chance to own a STYLISH, LOW-MAINTENANCE, AND MOVE-IN READY APARTMENT in one of the city’s most convenient and connected communities. More details
    Listed by Century 21 Smart Realty
    DIANE RICHARDSON
  • 406 80 Carrington Plaza NW in Calgary: Carrington Apartment for sale : MLS®# A2233242

    406 80 Carrington Plaza NW Carrington Calgary T3P 1X6
    Main Photo: 406 80 Carrington Plaza NW in Calgary: Carrington Apartment for sale : MLS®# A2233242
    $389,900
    Residential
    Status:
    Active
    MLS® Num:
    A2233242
    Bedrooms:
    2
    Bathrooms:
    2
    Floor Area:
    837 sq. ft.
    This exceptional top-floor end unit condo is a true gem, offering a perfect blend of luxury and convenience. Upon entering, the unit is welcomed by a spacious open-concept design that connects the kitchen, dining, and living areas. The primary bedroom offers a spacious retreat for relaxation. It features a stylish 4-piece ensuite bathroom, along with a generous closet that provides ample storage for all your personal items. The second bedroom is versatile and roomy, perfect for guests, a home office, or even a personal gym. The kitchen is equipped with Stainless steel appliances and ample storage space, making it the perfect space to cook and dine with loved ones. Located in a vibrant and growing community, this home is within walking distance to parks, schools, and shopping (including a No Frills grocery store, pharmacy, McDonalds, gym and numerous others) right across the street, making it an excellent choice for families or young professionals. More details
    Listed by Diamond Realty & Associates LTD.
    DIANE RICHARDSON
  • 215 40 Carrington Plaza NW in Calgary: Carrington Apartment for sale : MLS®# A2265415

    215 40 Carrington Plaza NW Carrington Calgary T3P 1X7
    Main Photo: 215 40 Carrington Plaza NW in Calgary: Carrington Apartment for sale : MLS®# A2265415
    $429,900
    Residential
    Status:
    Active
    MLS® Num:
    A2265415
    Bedrooms:
    2
    Bathrooms:
    2
    Floor Area:
    1,082 sq. ft.
    LOCATION! LOCATION!! LOCATION!!!. Best opportunity for first time home buyers and for investors. 2 Big bedrooms, 2 full bathrooms and a heated underground parking. All the amenities are not even on a walking distance, they are just across the road. Corner unit towards the road with full privacy. Tones of upgrades. Lots of natural light and full ventilation. This unit provide full privacy to the occupants because of being on the far corner. A park, McDonald's, Shell gas station, No-Frills, Animal hospital, Pizza 73, Restaurants and so many other facilities can be reached by crossing the road. Direct access to Stoney trail. This apartment is located on one of the prime locations in Calgary. When you enter the unit, you will definitely get the positive vibes from the every corner of the unit. The balcony provides big space for your entertainment and relaxation in natural atmosphere. 9 feet ceilings provide you more spacious feelings. Come and grab the opportunity to be the owner of this beautiful and convenient unit in newly built area in Carrington NW More details
    Listed by Royal LePage METRO
    DIANE RICHARDSON
  • 404 80 Carrington Plaza NW in Calgary: Carrington Apartment for sale : MLS®# A2244057

    404 80 Carrington Plaza NW Carrington Calgary T3P 1X6
    Main Photo: 404 80 Carrington Plaza NW in Calgary: Carrington Apartment for sale : MLS®# A2244057
    $429,900
    Residential
    Status:
    Active
    MLS® Num:
    A2244057
    Bedrooms:
    2
    Bathrooms:
    2
    Floor Area:
    1,032 sq. ft.
    One of the best view units in the complex. Beautiful unobstructed view, top floor, end unit with lots of windows, very well kept, and fully upgraded, welcome to this 1032 sqft apartment unit in prestige Carrington. It features Luxury Vinyl Plank and tiles flooring throughout the unit, quartz counter tops in the kitchen and bathrooms, 9 feet ceiling, air condition, and large balcony with beautiful views. It has 2 bedrooms, 2 full bathrooms, large master bedroom with double vanity sinks and large walk-in closet, large and bright living room, spacious upgraded kitchen, and large dining area with sliding door to balcony, and convenient in suite laundry room. It also has 1 underground titled parking stall. It closes to playground, steps away from McDonald’s, shopping, public transit, and easy access to major roads. ** 404, 80 Carrington Plaza NW ** More details
    Listed by Century 21 Bravo Realty
    DIANE RICHARDSON
  • 1311 33 Carringham Gate NW in Calgary: Carrington Apartment for sale : MLS®# A2251969

    1311 33 Carringham Gate NW Carrington Calgary T3P 1X7
    Main Photo: 1311 33 Carringham Gate NW in Calgary: Carrington Apartment for sale : MLS®# A2251969
    $439,999
    Residential
    Status:
    Active
    MLS® Num:
    A2251969
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,187 sq. ft.
    Welcome to Unit 1311 at 33 Carringham Gate NW—a beautifully designed condo offering the perfect balance of modern style, space, and convenience. With 3 bedrooms, 2 bathrooms, and over 1,180 sq ft of open-concept living, this home is ideal for families, professionals, or investors looking for a property that truly checks all the boxes. Step inside to discover a bright, functional layout featuring a sleek kitchen with QUARTZ countertops, STAINLESS STEEL appliances, full-height cabinetry, and an expansive 22 ft design that makes cooking and entertaining effortless. The kitchen flows seamlessly into a generous living and dining area filled with natural light, opening to your private balcony—the perfect place to enjoy morning coffee or evening sunsets. The primary suite offers a private retreat with a walk-in closet and a 4-piece ensuite, while two additional bedrooms provide flexibility for kids, guests, or a home office. A second full bathroom, in-suite laundry, and plenty of storage add to everyday comfort. This unit is finished with durable luxury vinyl plank flooring, contemporary fixtures, and modern detailing throughout, giving it a stylish, move-in-ready feel. Outside your door, enjoy the convenience of the Shops at Carrington Green, featuring No Frills, McDonald’s, COBS Bread, Pizza 73, Shawarma Palace, Kung Fu Tea, AllTime Fitness, and more—all just steps away. Quick access to Stoney Trail ensures an easy commute anywhere in Calgary. Whether you’re a first-time buyer, downsizer, or investor, this home combines LOCATION, LAYOUT, and LUXURY—making it one of the best opportunities in NW Calgary. More details
    Listed by RE/MAX First
    DIANE RICHARDSON
  • 103 40 Carrington Plaza NW in Calgary: Carrington Apartment for sale : MLS®# A2265491

    103 40 Carrington Plaza NW Carrington Calgary T3P 1X7
    Main Photo: 103 40 Carrington Plaza NW in Calgary: Carrington Apartment for sale : MLS®# A2265491
    $480,000
    Residential
    Status:
    Active
    MLS® Num:
    A2265491
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,273 sq. ft.
    This oversized three bedroom or two bedrooms with a full sized office home provides unparalleled luxury and rare conveniences to enrich and simplify your life In a very well run Complex. Completely upgraded throughout with NO lower quality finishes and all under 9" ceilings. Chef's kitchen includes upgraded appliances, Full Height Shaker Cabinets, Quartz counters, large Island and a built-in recycling center. The huge 240square foot Living Room gives you the flexibility to suite any Lifestyle. Three large modern bedrooms including a private master with a fully appointed and upgraded 4 piece Ensuite and walk-in closet. Upgraded flooring throughout, the pride of ownership shines in this home. Quiet bright corner unit on the main floor has the rare added convenience of your own secure private entrance eliminating the tedious walk through the block before taking the short one half block walk to a fully developed shopping area with all your everyday living needs. 10+ Restaurants/Fast food outlets, Low Price No-Frills Grocery store, Cob's Bread, Shell Gas Bar, Kumon Learning Centre, AllTime Fitness, Barber Shop, Health Spa, Nail Salon, Physio, Optometrist, Medical Centre, Pharmacy, and on and on and on - everything you need just steps away. Directly across the street from a fully developed recreation area that will surpass all the needs of kids or grandkids at any age see pictures. Triple glazed Low E windows virtually eliminate street noise with privacy blinds providing you quiet private energy efficient options. Titled underground parking (see member remarks) for your secure heated convenience. This pet friendly home has everything and more for a luxurious and stress free life, you have to explore it to truly appreciate this home and area. More details
    Listed by RE/MAX Complete Realty
    DIANE RICHARDSON
  • 1335 148 Avenue NW in Calgary: Carrington Row/Townhouse for sale : MLS®# A2248932

    1335 148 Avenue NW Carrington Calgary T3P 1W2
    Main Photo: 1335 148 Avenue NW in Calgary: Carrington Row/Townhouse for sale : MLS®# A2248932
    $495,000
    Residential
    Status:
    Active
    MLS® Num:
    A2248932
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    1,342 sq. ft.
    NO CONDO FEES | 3 BEDROOMS | 2.5 BATHS | DOUBLE ATTACHED GARAGE | SOUTH BALCONY | UPGRADED FINISHES Welcome to this beautifully designed 2-storey fourplex in the highly desirable community of Carrington, NW Calgary! With no condo fees, modern upgrades, and a thoughtful layout, this home is perfect for families, professionals, or investors seeking a move-in-ready property in one of Calgary’s fastest-growing communities. The main floor offers a bright and open floor plan with luxury vinyl plank flooring, a spacious living area filled with natural light from triple-pane windows, and a chef-inspired kitchen complete with quartz countertops, upgraded cabinetry, tile backsplash, stainless steel appliances, and a large central island with seating. A generous dining area provides the perfect space for family meals and entertaining, while a convenient half bath completes this level. Upstairs, the primary retreat features a walk-in closet, an upgraded 4-piece ensuite, and direct access to a private south-facing balcony where you can enjoy sunshine all day. Two additional well-sized bedrooms, a second full bathroom, and upper-floor laundry provide comfort and convenience for the whole family. The lower level includes an unfinished basement with rough-ins, ready for your future development, along with a double attached garage for secure parking and additional storage. Outside, you’ll love the inviting front porch and the prime location within a family-friendly community surrounded by walking paths, parks, and playgrounds, with nearby shopping, schools, and easy access to Stoney Trail and Deerfoot Trail. With future LRT expansion planned and ongoing community growth, Carrington offers not only a vibrant lifestyle but also a smart long-term investment. Whether you are a first-time buyer, a growing family, or an investor looking for a high-demand property, this home truly checks all the boxes. Book your private showing today and make Carrington your new address! More details
    Listed by Homecare Realty Ltd.
    DIANE RICHARDSON
  • 505 14225 1 Street NW in Calgary: Carrington Row/Townhouse for sale : MLS®# A2260320

    505 14225 1 Street NW Carrington Calgary T3P 1Y4
    Main Photo: 505 14225 1 Street NW in Calgary: Carrington Row/Townhouse for sale : MLS®# A2260320
    $499,900
    Residential
    Status:
    Active
    MLS® Num:
    A2260320
    Bedrooms:
    4
    Bathrooms:
    3
    Floor Area:
    1,675 sq. ft.
    Welcome to this beautifully upgraded townhome in the vibrant, family-friendly community of Carrington. Living here means you can grab your morning coffee at the nearby plaza, take a jog or bike ride on one of the many trail systems, or enjoy a quick commute downtown or out to the mountains on weekends. This thoughtfully designed four-bedroom, two-and-a-half-bathroom townhome offers 1,675 square feet of Air-Conditioned living space incorporating both modernized style and practicality. As you enter, you are greeted by a versatile main-floor bedroom that can serve as a private home office, fitness room, or guest suite. The attached & drywalled double garage not only provides secure parking it is complimented with a convenient water tap, perfect for keeping your car spotless year-round or rinsing off sports gear. Upstairs, the bright & spacious open-concept second level is ideal for entertaining and everyday living. Large windows fill the space with natural light, highlighting the stylish finishes and upgraded details throughout. The spacious kitchen is a chef’s dream, featuring a central island with seating, upgraded quartz countertops, a premium stainless steel appliance package, and plenty of cabinetry and storage solutions. Adjacent to the kitchen is the generously sized dining area creating a warm, welcoming space to gather, perfect for hosting dinner parties with family and friends. Designed for both comfort and sophistication, the living room creates a gathering place to enjoy the latest film release or cheer on your team, then step out to the balcony which is an ideal spot to sip a glass of wine at sunset or enjoy a quiet morning coffee. Completing this level is the private 2-piece powder room. The upper level is thoughtfully designed to be a quiet retreat from the bustle of daily life, with three well-proportioned bedrooms that offer space for everyone. The spacious primary suite feels like your own personal sanctuary, complete with a walk-in closet to keep life organized and a private four-piece spa-inspired ensuite where you can truly unwind. This is a place to recharge, whether that means cozying up with a book, getting ready for a night out, or simply taking a moment for yourself. Two additional bedrooms provide the flexibility to create a children’s wing, a dedicated home office, or a guest room. The second full bathroom makes busy mornings smooth and stress-free, while the conveniently located laundry area keeps chores efficient and out of sight. Outside, residents of this well-managed complex enjoy a beautifully landscaped courtyard, plenty of visitor, street parking, and a welcoming community feel. Carrington has an increasing selection of shops, restaurants, and services just steps away, and plans for future schools and even an LRT stop. Whether you are a growing family, a busy professional, investor, or someone looking for a low-maintenance lifestyle with room to host and entertain, this townhome is the perfect blend of comfort, style, and community. More details
    Listed by Real Broker
    DIANE RICHARDSON
  • 1514 Carrington Boulevard NW in Calgary: Carrington Row/Townhouse for sale : MLS®# A2244816

    1514 Carrington Boulevard NW Carrington Calgary T3P 0Y9
    Main Photo: 1514 Carrington Boulevard NW in Calgary: Carrington Row/Townhouse for sale : MLS®# A2244816
    $519,900
    Residential
    Status:
    Active
    MLS® Num:
    A2244816
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    1,535 sq. ft.
    Welcome to the Northwest Community of Carrington! This charming 3-bedroom, 2.5-bathroom home offers the perfect blend of convenience and comfort, with the added benefit of zero condo fees and low-maintenance landscaping. Ideal for those seeking suburban living, the main floor boasts an open-concept design with 9-foot ceilings and large windows that flood the space with natural light. The neutral color palette enhances the bright, airy feel throughout. The modern kitchen features quartz countertops, stainless steel appliances, and a convenient breakfast bar that seamlessly flows into the dining and living areas. Completing the main level is a 2-piece bathroom, a front foyer with closet, and a mudroom with additional closet and pantry space. Upstairs, you’ll find 3 bedrooms, a linen closet, and a 4-piece bathroom. The primary suite is complete with a 4-piece ensuite featuring a soaking tub and walk-in closet. The unfinished basement provides plenty of potential for additional living space, with a bathroom rough-in and an egress window. Step outside to enjoy two outdoor living spaces. The southwest-facing front veranda is perfect for morning coffee, while the private northeast-facing rear deck is an ideal spot for entertaining friends and family. Conveniently located within walking distance of The Shops of Carrington Green and Carrington Skate Park, this home is also steps away from bus route 124, which connects you directly to the North Pointe Transit Terminal. Quick access to Stoney Trail Ring Road ensures you’re only minutes from all major city routes. Ready for immediate possession, this home is the perfect opportunity to settle in before the new school year begins! More details
    Listed by Royal LePage Benchmark
    DIANE RICHARDSON
  • 68 Carrington Boulevard NW in Calgary: Carrington Row/Townhouse for sale : MLS®# A2264453

    68 Carrington Boulevard NW Carrington Calgary T3P 1K8
    Main Photo: 68 Carrington Boulevard NW in Calgary: Carrington Row/Townhouse for sale : MLS®# A2264453
    $520,000
    Residential
    Status:
    Active
    MLS® Num:
    A2264453
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    1,178 sq. ft.
    NO CONDO FEES, NO HOA FEES. Welcome to your dream home! This stunning 3-BEDROOM, 2.5-BATHROOM townhouse, built in 2019 by AVI HOMES, offers MODERN ELEGANCE. Enjoy an OPEN-CONCEPT MAIN FLOOR, SLEEK KITCHEN, and a PRIVATE YARD, all in a vibrant community with SHOPS, DAYCARES, and AMENITIES across the street. Minutes from STONEY TRAIL, GROCERY STORES, BANKS, and so much more this METICULOUSLY MAINTAINED gem is MOVE-IN READY and perfect for EFFORTLESS LIVING. Schedule a viewing today and seize this RARE OPPORTUNITY! More details
    Listed by RE/MAX First
    DIANE RICHARDSON
  • 1170 148 Avenue NW in Calgary: Carrington Row/Townhouse for sale : MLS®# A2260178

    1170 148 Avenue NW Carrington Calgary T3P 2G9
    Main Photo: 1170 148 Avenue NW in Calgary: Carrington Row/Townhouse for sale : MLS®# A2260178
    $524,900
    Residential
    Status:
    Active
    MLS® Num:
    A2260178
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    1,387 sq. ft.
    BRAND NEW | NO CONDO FEES | 3 BEDROOMS | 2.5 BATHS | DOUBLE ATTACHED GARAGE | Facing Future School | Solar Panels Welcome to this stunning brand-new 2-storey townhome in the highly desirable community of Carrington, NW Calgary—with NO condo fees! Thoughtfully designed, this home features 3 spacious bedrooms, 2.5 bathrooms, triple-glazed windows, a charming front porch, and a double attached garage, along with an unfinished basement that awaits your personal touch. Step inside to discover a bright, open-concept main floor with elegant LVP flooring throughout. The sleek, modern kitchen features quartz countertops, upgraded stainless steel appliances, including a GAS stove, and a generous dining area, making it perfect for family gatherings or entertaining guests. A cozy living room and a convenient half bath complete the main level. Upstairs, the primary bedroom impresses with a walk-in closet and a 4-piece ensuite. Two additional bedrooms, a second full bath, and a spacious balcony—perfect for morning coffee or evening relaxation—round out the upper level. You’ll also enjoy the convenience of upper-floor laundry. The unfinished basement comes with plumbing rough-ins for future development, while the home is already equipped with a 200-amp panel, EV charging rough-in, and solar panels. Located close to shopping, scenic ponds, and quick access to major highways, this home combines comfort, modern upgrades, and everyday convenience—all with no condo fees! More details
    Listed by RE/MAX Complete Realty
    DIANE RICHARDSON
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Data was last updated October 18, 2025 at 08:05 PM (UTC)
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